Frequently Asked Questions
KYA was established in 2005 by concerned askanim in response to the needs of individuals left widowed and orphaned. Tragically left without means of support due to the loss of the family breadwinner, Almonos more often than not found it difficult to support and ultimately marry off their children due to the sudden lack of sorely needed funds. This is where the courageous volunteers with an eye for the future, stepped in to create KYA, which acts as a conduit by which to offer support in the form of $100,000 for every child left orphaned by the death of a parent.
How Does KYA work?
Members sign up to join a KYA group. Each group is made up of 16,500 members. When a member of the group passes away, KYA collects $6 per orphaned child from each group member for the unfortunate family.
Those funds are then invested with the help of a financial planner to ensure long term growth. Interest payments from the investments can then be used to help offset daily needs and costs, while the principal is available for major expenses such as marriage.
Are the fees considered Tzedaka?
Yes. The fees paid to KYA are considered Tzedaka because they are collected to help support widows and orphans. It is entirely appropriate to use Ma'asar funds to pay for fees.
What are the costs associated with joining KYA?
There are no enrollment or membership fees when you sign up with KYA. There aren't even monthly dues to pay. You are only asked for $6 per newly orphaned child when a tragedy occurs to a member of the group.
Is the KYA program considered an insurance policy?
No. The KYA program is NOT a life insurance policy. It is a charitable fund for which funds are collected only when a group member passes away.
Yes! After all, "Kol Yisrael Areivim Zeh La'zeh". Every Jew has a responsibility to each other KYA makes it simple and inexpensive to fulfill this mitzvah.
What is the application process like?In order to place you in the KYA program, we ask that you complete our application form. This form contains typical contact information questions as well as some medical related questions. We ask that you answer each question as thoroughly as possible so that KYA is able to accurately determine eligibility. It is our wish to include ever Jew that wishes to participate in the program, but we also must be fair to all of the other members in each group. Because of this, certain health issues will need clarification from your doctor. Should this issue arise with your application, you will be contacted by one of our agents.
Please be aware that your personal information will be kept in the strictest of privacy. KYA will always respect your need for confidentiality. After your application is accepted, you will be notified with a welcome letter and membership certificate. Please keep this certificate in a safe place should the need arise for your family to use it.
How will I know when you pay my fee?If, Chas V'shalom, a member of your group passes away, you will be notified by KYA before your credit card is charged.
Can my contributions to the KYA be tax deductible?Yes! Kol Yisroal Areivim is a charitable organization per IRS regulations, and all contributions taken during the year are tax deductible.
Who endorses KYA?KYA is endorsed by Gedolei Yisrael and community leaders. To view endorsements, please click here.
Where can I sign up?You may sign up by clicking here or by calling 877-527-3484.
